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Homebuyers
Assistance
This program is to utilized by residents
wishing to become homeowners, but do not have the resources to cover
all initial costs, such as downpayment and closing costs.
To qualify for assistance, the applicant
must have proof of pre-qualification from a financial institution,
and use the residence as their primary dwelling. Also, the property
being purchased must be in the City Limits of Massillon. Must not have owned property during last three years.
The income limits are as follows:
Median Family Income
Effective 03/20/07 - $53,000 M.F.I.
Hud Income Limits
Massillon/Canton MSA
| Number in Household |
Income Limits
|
| 1 Person |
$30,750
|
| 2 Person |
35,100
|
| 3 Person |
39,500
|
| 4 Person |
43,900
|
| 5 Person |
47,400
|
| 6 Person |
50,900
|
| 7 Person |
54,450
|
| 8 Person |
57,950
|
| |
|
| $132,000 single family mortgage
limit |
Applicants are required to participate
in a credit counseling session as a condition of assistance being
provided.
Housing
Rehabilitation Programs
The City of Massillon, in a effort
to upgrade its residential neighborhoods, has two programs available
to assist low-income homeowners to make repairs and improvements
in order to bring their property up to local housing code standards.
To be eligible for assistance, the applicant
must be the owner/occupant of the property situated within the
city limits of Massillon, and maintain taxes and insurance on
the property.
The income limits are as follows:
| Number in Household |
Yearly Income |
| 1 Person |
$19,200 |
| 2 Person |
21,950 |
| 3 Person |
24,700 |
| 4 Person |
27,450 |
| 5 Person |
29,650 |
| 6 Person |
31,850 |
| 7 Person |
34,050 |
| 8 Person |
36,250 |
- Emergency Housing Rehabilitation
The maximum amount allowable is $5,000 to correct
emergency problems such as the roof, electric, furnace or plumbing.
A 5-year lien will be recorded in the amount of assistance.
- Full Housing Rehabilitation
The maximum amount is $25,000. Grants up to this
amount will be available on a priority basis (waiting list) to those
in need of assistance and meeting other eligibility criteria.
The assistance is used to correct existing violations
of the housing code, energy conservation purposes, such as installation
of storm windows and doors, and cosmetic corrections to the interior
and exterior.
A 10-year lien will be recorded in the amount of assistance
provided by the City of Massillon. While the lien is in effect,
the property shall not be used as collateral for any subsequent
loans.
The income limits for non-working senior citizens or the disabled are as follows:
| 1 person |
$30,750 |
| 2 person |
35,100 |
| 3 person |
39,500 |
| 4 person |
43,900 |
| 5 person |
47,400 |
| 6 person |
50,900 |
| 7 person |
54,450 |
| 8 person |
57,950 |
Fair Housing and Tenant Landlord
The City of Massillon operates its own fair housing
program which is designed to improve and promote housing opportunities
in the community, including education and outreach, monitoring and
evaluation, and administration of fair housing laws.
The City also addresses tenant/landlord issues,
and conducts periodic workshops and counseling services between
the tenant and landlord.
Your
Rights As A Tenant Or A Landlord
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