Tips and Suggestions in Case of Lost or Missing Wallet
Cancel all of your credit cards immediately....prepare in advance by having
all of the toll-free numbers and your credit card numbers handy so you
know who and where to call.
File a police report immediately in the jurisdiction
where the wallet was lost or stolen.
Call the three national credit reporting agencies immediately
to place a fraud alert on your name and social security number.
The credit reporting agencies and the phone number to
report lost or stolen information, followed by the number for requesting
a credit report, are as follows:
Equifax: 1-800-525-6285 (www.equifax.com)
For credit report: 1-800-997-2493
Experian: 1-888-397-3742 (www.experian.com)
For credit report: 1-888-397-3742
TransUnion: 1-800-680-7289 (www.tuc.com)
For credit report: 1-800-916-8800
Social Security fraud line: 1-800-269-0271
Federal Trade Commission Identity Theft Hotline: 1-877-438-4338
Tips to prevent being a victim of identity theft:
DO NOT give personal information over the phone,
internet, or through the mail unless you know exactly with whom you
DO NOT give your mother's maiden name when asked,
instead, give your grandmother's maiden name. Your mom's maiden name
is becoming familiar to a lot of organizations.
DO NOT use your birth date or parts of your
social security number for passwords.
DO NOT carry your Social Security card, birth
certificate, or passport with you unless you are going to need it that
day. Also, try to minimize the number of credit cards you carry with
DO NOT allow store clerks to put your Social
Security number on your check. Ask them to use either your driver's
license or another available number instead.
DO place the contents of your wallet on a photocopy
machine. Copy both sides of your license and credit cards so you have
all the account numbers, expiration dates and phone numbers if your
wallet or purse is stolen.
DO order a credit report from each of the credit
reporting agencies at least once a year to check for inconsistencies
in your report. Their numbers are listed above.
DO shred unsolicited mail, especially those
for credit cards.
For more info visit: www.consumer.gov
Then click on Identity Theft
in right column.